Protect yourself and your family

Securing your financial future means expecting the best, and being prepared for the worst. If something unexpected happens, it’s important to make sure that you and your loved ones can continue to live the life you love. Part of managing your wealth is making sure that you’re protected if your regular income stops.

Business owner experts

If you own a business, you’ll be aware your insurance needs are more complex than usual. We’re experts in helping business owners structure their insurance so that they are covered in both their work and personal lives.

Types of personal insurance

Many people believe that personal insurance will only cover them in case of death. However, personal insurance covers you for a wide range of events that could impact your income – from a lengthy illness, to a permanent incapacity or injury. If you are running a business, insurance can cover an even wider range of circumstances.

Income Protection Insurance

Cover up to 75% of your monthly income if you can’t work because you are sick or injured. This monthly payment allows you to continue to meet your financial obligations, such as mortgage payments and school fees, while you recover.

Total and Permanent Disablement Insurance

Provides cover in the event that you are totally and permanently disabled. It is paid as a lump sum benefit, and can be used to eliminate mortgage debt, pay for medical expenses, or fund required lifestyle changes.

Trauma Insurance

Provides a lump sum payment if you are diagnosed with a specified serious illness or injury such as cancer, stroke, or heart attack. You can use this benefit to access quality medical treatment.

Life Insurance

Provides a lump sum payment upon your death, or the diagnosis of a terminal illness. This kind of insurance protects your family, ensuring they can continue to pay for living expenses and mortgage repayments should anything happen to you.

Should your insurance be purchased inside or outside of your superannuation fund?

Depending on your circumstances, it may be advantageous for you to purchase insurance through your superannuation fund. We can advise as to whether this is the case, and what option offers the best protection for the most affordable cost.

◎ visit our offices

With four offices located around Sydney, including the Sydney CBD, it’s easy to arrange an appointment that suits you.

Sydney cbd

Level 12
95 Pitt Street
SYDNEY
NSW 2000

neutral bay

Level 3
156 Military Road
NEUTRAL BAY
NSW 2089

PENSHURST

3 Laycock Road
PENSHURST
NSW 2222

SUTHERLAND

Level 3
3-5 Stapleton Ave
SUTHERLAND
NSW 2232

02 9580 9166

[email protected]
PO Box 200, Penshurst, NSW 2222