Five smart tips to reduce your mortgage

It has been reported that more than 1.4 million Australians are currently experiencing mortgage stress. It is predicted that once JobKeeper ends, up to 100,000 homeowners could be in default of their mortgage repayments.   Typically the property owners most affected by this conundrum are: Young families First home buyers Investors Holiday rentals As our income […]

Advantages and Disadvantages of Ethical Investment

Recently we have been made aware of the reputational damage sustained by Rio Tinto as a result of the destruction of 46,000-year-old archaeological treasures.  Rio Tinto is Australia’s 12th largest company based on market capitalisation – a very large and profitable company with a very strong balance sheet. Based on the above should you remove […]

Beware of fixed-income investments

With interest rates at historical lows, the stock market negatively affected by COVID-19, banks cutting interest rates on term deposits and their dividends to shareholders. The property market’s value predicted to decline, there is no doubt that we can be attracted to investments offering a fixed income without the abovementioned volatility. The Australian Securities and […]